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16 January, 2021
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Benefits US$   Jan 2012  

Hospital & surgical Executive Major Primary

Overall per year #                                                                                   US$ 500,000 US$ 250,000 US$ 50,000

Room & Board /day $430 $200 $100
ICU Intensive Care Unit /day $800 $360 $200
Companion bed, 1 family member, /day $45 $25 $10
Hospital miscellaneous services 100% 100% $3,000 /disability
Surgeon’s fees 100% 100% $6,000 /disability#
Doctors visits /day 100% 100% $100
Anaesthetist’s fees 100% 100% 30% of surgeon
Operating theatre 100% 100% 30% of surgeon
 
Local ambulance 100% 100% 100%
Air ambulance, MedEvac 100% $100,000 $50,000
Psychiatric treatment (inpatient) 100% x 60 days100% x 30 days(nil)
Post hospital follow-up visits within 90 days, /year $2,500 $1,000 $500
Day-care chemotherapy/radiotherapy/dialysis$20,000$10,000$5,000
Emergency dental after an accident, /year $10,000 $2,000 $500
Repatriation, local burial $5,000 $3,000 $1,000
Organ Transplant /year $100,000 $75,000 $15,000
Home Nursing /year 182 days 91 days 30 days
 Home Nursing max per year$100,000$50,000$10,000
# per Surgical Schedule


Out-patient (+ optional) Pays 80% up to max. Executive Major Primary

Overall per year US$ 3,200 US$ 2,800 US$ 1,500

General doctors $25 x 30 visits#
Specialists $50 x 10 visits#
Prescription drugs $200
Lab & X-Ray $300
Physio/Chiro 10 visits10 visits$40 x 10 visits#
Emergency room, first 24 hours $100
Chinese Herbalist, Bonesetter, Acupuncture (in HK) $50 x 10 visits $40 x 10 visits $25 x 5 visits#
# Combined max 30 visits per year

Choice of coverage areas

  1. X-USA Excluding USA/Canada, else worldwide.    2. GLOBAL  All countries.

  No insurance offered for citizens or residents of
USA/Canada. Hospital & surgical in USA/Canada
with -20% deductible for first US$10,000.



# Max benefit reduced by half for treatments outside HK/China. Detail terms subject to Generali Insurance policy.
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