Benefits US$
Jan 2012
| Hospital
& surgical |
Executive |
| Major |
| Primary |
|
Overall
per year #
|
US$
500,000 |
US$
250,000 |
US$
50,000 |
|
|
|
Room
& Board /day |
$430 |
$200 |
$100 |
| ICU
Intensive Care Unit /day |
$800 |
$360 |
$200 |
| Companion bed, 1 family member, /day |
$45 |
$25 |
$10 |
| Hospital miscellaneous
services |
100% |
100% |
$3,000 /disability |
| Surgeon’s
fees |
100% |
100% |
$6,000 /disability# |
| Doctors
visits /day |
100% |
100% |
$100 |
| Anaesthetist’s
fees |
100% |
100% |
30% of surgeon |
| Operating
theatre |
100% |
100% |
30% of surgeon |
| |
| Local ambulance |
 | 100% |
100% |
100% |
| Air ambulance, MedEvac |
 | 100% |
$100,000 |
$50,000 |
| Psychiatric treatment (inpatient) | 100% x 60 days | 100% x 30 days | (nil) | | Post hospital follow-up visits within 90
days, /year |
$2,500 |
$1,000 |
$500 |
| Day-care
chemotherapy/radiotherapy/dialysis | $20,000 | $10,000 | $5,000 |
| Emergency dental after an accident, /year |
$10,000 |
$2,000 |
$500 |
| Repatriation, local burial |
$5,000 |
$3,000 |
$1,000 |
| Organ Transplant /year |
$100,000 |
$75,000 |
$15,000 |
| Home Nursing /year |
182 days |
91 days |
30 days |
| Home Nursing max per year | $100,000 | $50,000 | $10,000 | | | | | # per Surgical Schedule |
|
| Out-patient
(+ optional) Pays
80% up to max. |
Executive |
| Major |
| Primary |
| | Overall
per year |
US$
3,200 |
US$
2,800 |
US$
1,500 |
|
| General doctors |
 | | $25 x 30 visits# |
| Specialists |
| | $50 x 10 visits# |
| Prescription drugs |
| | $200 |
| Lab
& X-Ray |
| | $300 |
| Physio/Chiro |
10 visits | 10 visits | $40 x 10 visits# |
| Emergency room, first 24 hours |
| | $100 |
| Chinese Herbalist,
Bonesetter,
Acupuncture (in HK) |
$50 x 10 visits |
$40 x 10 visits |
$25 x 5 visits# |
|
| # Combined max 30 visits per year |
|
| 1. X-USA |
| Excluding USA/Canada,
else worldwide. |
|
2.
GLOBAL |
All countries. |
 |  | | |
No insurance
offered for citizens or residents of
USA/Canada. Hospital & surgical in USA/Canada
with -20% deductible for first US$10,000. |
# Max benefit reduced by half for treatments outside HK/China. Detail terms subject to Generali Insurance policy. |
|
